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Auto Fraud

Can a Dealership Lie About a Car’s History and Get Away With It?

December 18, 2025 by Chuck Panzarella

You found the perfect car. The price seemed fair, the dealer seemed trustworthy, and you were told it had a clean history. You signed the papers, drove away, and thought the deal was done. But weeks later, you discovered something shocking—a past accident, flood damage, or even a salvage title the dealer never mentioned. Now […]

Filed Under: Auto Fraud, Blog

How Do I Know If a Car Dealer Scammed Me?

December 16, 2025 by Chuck Panzarella

You left the dealership excited about your new car. But a few days later, something doesn’t feel right. Your monthly payment is higher than what the salesperson quoted, or you found fees in the contract that were never mentioned. Maybe the car isn’t performing like they promised it would. Now you’re wondering: did the dealer […]

Filed Under: Auto Fraud, Bait and Switch, Blog, Falsifying Signatures, Finance Scams, Flood Damage, Frame Damage, General Fraud, Mechanical Defects, Yo-Yo Financing

How to Check a Car’s Repair History (and Why Carfax Isn’t Enough in CA)

November 11, 2025 by Chuck Panzarella

Most used car buyers think a clean Carfax report means they’re getting a problem-free vehicle. This costs California consumers millions every year when they find out about undisclosed accidents, flood damage, or major repairs that never showed up in vehicle history reports. Carfax and AutoCheck help, but they only show part of the picture. Knowing […]

Filed Under: Auto Fraud, Blog

Engine Problems in Used Cars: When It’s Fraud vs. When It’s Wear-and-Tear

November 11, 2025 by Chuck Panzarella

You buy a used car, drive it for a week or two, and then—check engine light. Overheating. Strange noises. Now you’re wondering: did the seller know about this problem, or did you just get unlucky? The difference between fraud and normal wear-and-tear isn’t just about who’s to blame—it decides whether you can do anything about […]

Filed Under: Auto Fraud, Blog

How to Spot Frame Damage Before You Buy a Used Car

November 6, 2025 by Chuck Panzarella

Buying a used car with hidden frame damage is expensive and dangerous. We’re talking about a mistake that can cost you tens of thousands of dollars and put your family at risk every time you drive. Frame damage wrecks your vehicle’s structural integrity, messes with safety systems, and tanks the resale value. If you know […]

Filed Under: Blog, Frame Damage

Yo-Yo Financing (Spot Delivery) in CA: Exact Steps to Take When the Dealer Calls You Back

November 5, 2025 by Chuck Panzarella

You drove off the lot feeling great about your new car purchase. The paperwork was signed, the keys were in your hand, and you thought the deal was done. Then, days or weeks later, your phone rings. The dealer is calling to tell you there’s a “problem with your financing” and you need to come […]

Filed Under: Auto Fraud, Blog, Yo-Yo Financing

Wrongful Repossession in California: Defenses, The 15-Day Letter, and Getting Your Car Back

November 3, 2025 by Chuck Panzarella

Your car is gone. If it was taken without following the law, you might be able to get it back and hold the lender accountable. California law gives you real protections against improper repossession tactics, but you need to act fast and understand your rights. What Makes a Repossession “Wrongful” in California? Not every repossession […]

Filed Under: Auto Fraud, Blog, Wrongful Repossession

Odometer Fraud in 2025: Digital Dash Tactics and How We Prove Mileage Rollbacks

October 27, 2025 by Chuck Panzarella

The days of coat hangers and drills are over, but odometer fraud isn’t dead – it’s just gone digital. Today’s scammers use sophisticated software to manipulate electronic dashboards, making rolled-back mileage harder to spot than ever before. If you’re buying a used car or think you’ve been scammed, you need to know what you’re up […]

Filed Under: Auto Fraud, Blog, Odometer Fraud

Dealer Fees in California: Which Are Illegal, Which Are Negotiable, and How to Fight Them

October 15, 2025 by Chuck Panzarella

You’ve negotiated a great price on your new car, but then the finance manager hands you the final paperwork and your heart sinks. The “out-the-door” price is thousands more than what you agreed to, buried under a mountain of mysterious fees with official-sounding names like “documentation fee,” “dealer prep,” and “electronic filing fee.” If this […]

Filed Under: Auto Fraud, Blog

Dealer “As-Is” Sales in California: What Rights You Still Have

October 14, 2025 by Chuck Panzarella

You’re looking at a used car at a California dealer when the salesperson hands you paperwork with those dreaded words: “sold as-is.” They explain this means “no warranty” and “all sales final,” making it sound like you’re giving up all your consumer rights. What many consumers don’t realize is that California law places significant restrictions […]

Filed Under: Auto Fraud, Blog

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